Get the best plan available through Total Health's plan partners. 95+% of our enrollments qualified for $0 premium plans.*
As one of the largest health insurance agencies in the country by enrollment, we've helped hundreds of thousands of individuals and families find the best quality plans to suit their income and needs.
Simply call to discuss your needs with our insurance agents and then our plan-matching and enrolling engine, THIA, will do the rest.
Save time and frustration searching for affordable healthcare with THIA, our in-built insurance plan engine with access to high-quality Affordable Care Act Plans from some of the largest healthcare carriers. Simply call to discuss your needs with our insurance agents and then THIA will evaluate your plan options and recommend the best quality low-cost plan available to you. Total Health's licensed agents will then review THIA's recommendation and enroll you in coverage.
If you qualify for a $0 premium plan*, you'll be signed up quickly. If you don't qualify for a $0 premium plan*, our insurance agents will discuss what options are available to you. They'll be able to provide you with the details on your plan options and help answer any questions. It's all part of our dedication to providing you with a great customer experience.
At Total Health, powered by our in-built insurance engine, THIA, we enroll individuals and families into the best possible healthcare available to them. We partner with many of the largest carriers to offer a wide range of plans, all in one place.
Finding the best, low-cost health insurance plan can be overwhelming, but our team of qualified agents can assist you. Whether you have questions about ACA Plans eligibility, coverage options, or simply require form fill assistance, just pick up the phone.
ACA Plans (sometimes called ObamaCare or Individual & Family Plans) are major medical health insurance policies issued by insurance carriers that conform to the requirements of the Affordable Care Act (ACA) – a federal law in the United States that aims to improve access to affordable health insurance for all Americans.
There are many plans on the health care Marketplace that you may qualify for. ACA plans fit within 4 health plan categories: Bronze, Silver, Gold, and Platinum. These categories are based on how you and your plan split the costs of your health care.
Bronze: Low monthly premium with higher costs when you receive care. A good choice if you want a low-cost way to protect yourself from worst-case medical scenarios, like serious sickness or injury.
Silver: Moderate monthly premium with moderate costs when you receive care. If you qualify, you can get extra savings with a Silver plan, such as cost-sharing reductions and premium tax credits.
Gold: High monthly premium with low costs when you receive care. If you require a lot of care, a Gold plan may be the best value for you.
Platinum: Highest monthly premium with the lowest costs when you receive care. Your deductibles on Platinum plans are very low.
When choosing the best plan for you, our insurance engine, THIA, considers many factors including your lowest out-of-pocket spend and the widest coverage in your area. We'll email you details about your plan once you're enrolled, but if you have any questions regarding plan options, premiums, carrier networks, or our enrollment process, you can call our insurance agents on 1-877-547-1616.
Eligibility for ACA Plans is based on total household income, whether you have access to affordable health insurance through your employer or another government program, such as Medicare or Medicaid, and other income requirements that may vary by state. ACA Plans are available to non-incarcerated U.S. citizens or legal residents living in the U.S. that meet the enrollment criteria.
Depending on your income and other personal details, you may qualify for additional cost-sharing reductions to help lower what you pay for copays, coinsurance and deductibles.
*$0 premium plans may require copayments or deductibles
At Total Health, we believe that all Americans have the right to access quality health insurance in a way that's simple, affordable, and transparent. We focus on providing the best possible shopping experience and serving our customers in a way that saves them time and money, and cuts through unnecessary and confusing enrollment processes. We serve customers, regardless of their income status and despite any pre-existing health conditions.
Please refer to your state's healthcare exchange.
